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Since 2019, we've helped over 500,000
students make informed decisions about financing their college education.
Tuition and fees
Housing and utilities
Meals and groceries
A personal computer
Transportation to and from school
Study abroad program
School supplies
Vacation travel
Clothes
Entertainment
Alcohol
Investing
Business expenses
A down payment on a home
First, we'll ask for your school to help improve the accuracy of your loan rates. It's okay to guess with your top pick if you don’t know yet.
Next, we’ll display an organized table with rates and terms from several top lenders. Our table makes it incredibly easy to compare and decide on the best loan for your specific needs.
Once you've found a loan you like, we'll help connect you with your chosen lender to complete the application process.
Illustrative purposes, actual results may vary. Prequalified rates are not a firm offer of credit.
Our top pick
College Ave
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College Ave
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College Ave
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Sallie Mae
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Sallie Mae
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Sallie Mae
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Earnest
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Earnest
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Earnest
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SoFi
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SoFi
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SoFi
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Discover
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Discover
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Discover
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Ascent
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Ascent
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Ascent
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College Finance
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College Finance
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College Finance
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Today’s most popular
College Ave
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College Ave
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College Ave
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Private loan lenders typically consider a variety of factors before deciding to make you a loan offer, including your income, credit score, and citizenship status. If you don't meet the minimum loan eligibility requirements, you may need a creditworthy cosigner to increase your chances of approval.
Speaking of your cosigner, they'll be on the hook to repay your private student loan if you fall behind on repayments. However, lenders typically provide loan terms for cosigner release if you've kept up with your payments for long enough (the exact time period varies lender-by-lender).
You'll want to take into consideration any grace periods, deferment options, or forbearance options your chosen lender may offer in case you experience financial hardships or fall behind on your repayment.
Naturally, the interest rate of the loan is going to be a major factor in your decision-making process, and you’ll come across the terms “fixed interest rates” and “variable interest rates.” Fixed rates remain constant over the life of your loan, while variable rates can increase or decrease with the market. In either case, the lower the interest rate you can secure, the less you'll have to pay back over the life of the loan.
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TuitionHero simplifies your student loan decision, with multiple top loans side-by-side.