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Private student loans made easy

TuitionHero has you covered with simple explanations and comparisons to help you make confident financial decisions.

View private student loans for your school

Learn more about private student loans

Who is eligible for private student loans?

How much can you take out in private student loans?

How long does it take for private student loans to be disbursed?

College Ave

College Ave

On lenders secure website

VARIABLE APR

5.49% - 16.99%¹

FIXED APR

4.41% - 16.99%¹
Sallie Mae

Sallie Mae

On lenders secure website

VARIABLE APR

6.37% - 16.70%¹

FIXED APR

4.50% - 15.49%¹
Earnest

Earnest

On lenders secure website

VARIABLE APR

5.39% - 16.20%

FIXED APR

4.42% - 15.90%
Compare Personalized Rates

Federal student loans

Private student loans

Learn more about federal vs private student loans

TuitionHero tip

Do’s

  • Tuition and fees

  • Housing and utilities

  • Meals and groceries

  • A personal computer

  • Transportation to and from school

  • Study abroad program

  • School supplies

Don’ts

  • Vacation travel

  • Clothes

  • Entertainment

  • Alcohol

  • Investing

  • Business expenses

  • A down payment on a home

Learn more about how you can spend private student loans

  1. 1

    Enter your school name

    First, we'll ask for your school to help improve the accuracy of your loan rates. It's okay to guess with your top pick if you don’t know yet.

  2. 2

    Compare personalized rates from top lenders

    Next, we’ll display an organized table with rates and terms from several top lenders. Our table makes it incredibly easy to compare and decide on the best loan for your specific needs.

  3. 3

    Finalize & lock in a great rate

    Once you've found a loan you like, we'll help connect you with your chosen lender to complete the application process.

Illustrative purposes, actual results may vary.  Prequalified rates are not a firm offer of credit.

Illustrative purposes, actual results may vary. Prequalified rates are not a firm offer of credit.

I recently used TuitionHero and it was really helpful. It made it easy for me to compare different loans and find the best one for me. Their site was easy to use and had lots of useful information.

Stefanie Tenorio

San Jose State University

TuitionHero is a game changer! I was able to easily see all my options in one place and just pick the one that worked best. Their site is user-friendly and has a lot of helpful info.

Lissette Rodriguez

San Diego State University

I had a great experience using TuitionHero to help me get a low rate on a private student loan. I could compare lots of lenders all on the same site, which was super convenient.

Sofia Alves

Arizona State University

See personalized offers by entering your school name

Our top pick

College Ave

Disclosures

Variable APR

5.49% - 16.99%¹

Fixed APR

4.41% - 16.99%¹

Repayment Options
  • Grace period
  • Immediate repayment
  • Fixed repayment
  • In-school deferment
Fees
  • No application fees
  • No prepayment penalties
  • No origination fees
Discounts & Benefits
Autopay discount: 0.25%
Loan Details
Loan amount: $1,000 - 100% of attendance costs
Term lengths: 5 to 15-year

College Ave

Disclosures

Variable APR

5.49% - 16.99%¹

Fixed APR

4.41% - 16.99%¹

Repayment Options
  • Grace period
  • Immediate repayment
  • Fixed repayment
  • In-school deferment
Fees
  • No application fees
  • No prepayment penalties
  • No origination fees
Discounts & Benefits
Autopay discount: 0.25%
Loan Details
Loan amount: $1,000 - 100% of attendance costs
Term lengths: 5 to 15-year

College Ave

Disclosures

Variable APR

5.49% - 16.99%¹

Fixed APR

4.41% - 16.99%¹

Repayment Options
  • Grace period
  • Immediate repayment
  • Fixed repayment
  • In-school deferment
Fees
  • No application fees
  • No prepayment penalties
  • No origination fees
Discounts & Benefits
Autopay discount: 0.25%
Loan Details
Loan amount: $1,000 - 100% of attendance costs
Term lengths: 5 to 15-year

Sallie Mae

Disclosures

Variable APR

6.37% - 16.70%¹

Fixed APR

4.50% - 15.49%¹

Sallie Mae

Disclosures

Variable APR

6.37% - 16.70%¹

Fixed APR

4.50% - 15.49%¹

Sallie Mae

Disclosures

Variable APR

6.37% - 16.70%¹

Fixed APR

4.50% - 15.49%¹

Earnest

Disclosures

Variable APR

5.39% - 16.20%

Fixed APR

4.42% - 15.90%

Earnest

Disclosures

Variable APR

5.39% - 16.20%

Fixed APR

4.42% - 15.90%

Earnest

Disclosures

Variable APR

5.39% - 16.20%

Fixed APR

4.42% - 15.90%

SoFi

Disclosures

Variable APR

5.99% - 13.97%

Fixed APR

4.49% - 13.80%

SoFi

Disclosures

Variable APR

5.99% - 13.97%

Fixed APR

4.49% - 13.80%

SoFi

Disclosures

Variable APR

5.99% - 13.97%

Fixed APR

4.49% - 13.80%

Discover

Disclosures

Variable APR

6.37% - 16.62%*

Fixed APR

4.49% – 14.99%*

Discover

Disclosures

Variable APR

6.37% - 16.62%*

Fixed APR

4.49% – 14.99%*

Discover

Disclosures

Variable APR

6.37% - 16.62%*

Fixed APR

4.49% – 14.99%*

Ascent

Disclosures

Variable APR

6.03% - 15.94%

Fixed APR

4.48% - 15.66%

Ascent

Disclosures

Variable APR

6.03% - 15.94%

Fixed APR

4.48% - 15.66%

Ascent

Disclosures

Variable APR

6.03% - 15.94%

Fixed APR

4.48% - 15.66%

College Finance

Disclosures

Variable APR

5.99% - 15.99%*

Fixed APR

5.99% - 15.99%*

College Finance

Disclosures

Variable APR

5.99% - 15.99%*

Fixed APR

5.99% - 15.99%*

College Finance

Disclosures

Variable APR

5.99% - 15.99%*

Fixed APR

5.99% - 15.99%*

Today’s most popular

College Ave

Disclosures

Variable APR

5.49% - 16.99%¹

Fixed APR

4.41% - 16.99%¹

College Ave

Disclosures

Variable APR

5.49% - 16.99%¹

Fixed APR

4.41% - 16.99%¹

College Ave

Disclosures

Variable APR

5.49% - 16.99%¹

Fixed APR

4.41% - 16.99%¹

  • Eligibility requirements icon

    Eligibility requirements

    Private loan lenders typically consider a variety of factors before deciding to make you a loan offer, including your income, credit score, and citizenship status. If you don't meet the minimum loan eligibility requirements, you may need a creditworthy cosigner to increase your chances of approval.

  • Cosigner release icon

    Cosigner release

    Speaking of your cosigner, they'll be on the hook to repay your private student loan if you fall behind on repayments. However, lenders typically provide loan terms for cosigner release if you've kept up with your payments for long enough (the exact time period varies lender-by-lender).

  • Repayment options icon

    Repayment options

    You'll want to take into consideration any grace periods, deferment options, or forbearance options your chosen lender may offer in case you experience financial hardships or fall behind on your repayment.

  • Interest rates icon

    Interest rates

    Naturally, the interest rate of the loan is going to be a major factor in your decision-making process, and you’ll come across the terms “fixed interest rates” and “variable interest rates.” Fixed rates remain constant over the life of your loan, while variable rates can increase or decrease with the market. In either case, the lower the interest rate you can secure, the less you'll have to pay back over the life of the loan.

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TuitionHero simplifies your student loan decision, with multiple top loans side-by-side.

Compare rates from multiple lenders
Won’t affect credit score
Always fast, always free