Rates shown are for the College Ave Undergraduate Loan product and include autopay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.

Yes. If the borrower meets the criteria, including that half of the original repayment term must have elapsed, they can submit an application requesting to remove their cosigner from the loan.

While not required, if you don't have enough credit history or income (most undergraduates don't), you will likely need to apply with a cosigner to be approved for a CollegeAve student loan.

Apply in as little as 3 minutes and get an instant credit decision

6 months for undergraduate loans and 9 months for most graduate loans.

As certified by your school and less any other financial aid you might receive. Minimum $1,000

The minimum amount that you can borrow with College Ave is $1,000.

College Ave

You can apply to release your cosigner after you graduate or complete your certificate, make 12 on-time principal and interest payments, and meet certain credit requirements*

Consider adding a cosigner: Student are nearly 4X more likely to be approved with a cosigner3 and it may help you get a better rate.

4 months of Chegg study included in your undergraduate loan

Apply and get a credit decision in about 10 minutes

Loan amount cannot exceed the cost of attendance less financial aid received, as certified by the school. Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount. Miscellaneous personal expenses (such as a laptop) may be included in the cost of attendance for students enrolled at least half-time.

Covers up to 100% of school-certified expenses

Sallie Mae Applications are subject to a requested minimum loan amount of $1,000

Sallie Mae

Variable rates starting at 1.78% APR (including 0.25% Auto Pay discount)*

Earnest does not currently offer the option to release a cosigner from the loan; however, they do offer a refinance product that can be used to refinance student loans into the student’s own name without a cosigner upon graduation and subject to eligibility requirements.

Students are 4X more likely to get approved with a cosigner.

Skip a payment once per year (once repayment period restarted)**

9 month grace period (3 months more than most lenders)***

Loans start at $1,000 (unless specified by the state of residence) and can be up to your entire cost of attendance for the academic year, on approved credit.

Covers up to 100% of the school's certified cost of attendance.

Earnest private student loans start at $1,000 (unless specified by the state of residence.)

You can check your rates in 2 minutes with Earnest.

Earnest

Yes, if the primary applicant was the age of majority in their state* when they took out the loan. Upon 24 months of full principal and interest payments, the student may apply to remove the co-signer.

*The age of majority is 18 in all states except for Alabama, Nebraska (19), and Mississippi (21).

No, but rates for undergrads are typically higher without a cosigner and it might even help you qualify for a lower interest rate.

Apply and get a credit decision in 3 minutes.

Loans start at $1,000 and can cover up to 100% of school-certified costs, which typically includes things like tuition, room and board, and other education expenses.

Borrow up to 100% of school-certified costs, which typically includes things like tuition and food, books, supplies, room and board, and other education expenses.

The minimum you can borrow with SoFi is $1,000.

SoFi

When repayment starts, set up automated payments and cut .25% off your interest rate.

A request for cosigner release can be made after 24 consecutive, on-time principal and interest payments and if other eligiability criteria are met.

Nelnet Bank borrowers may receive a lower interest rate on their loan for having a cosigner, which lowers their monthly payment and overall costs.

Undergraduate private student loans start at $1,000 and may cover up to $125,000.

Borrow up to $125,000 in undergraduate private student loans with NelNet Bank.

NelNet Bank private student loans start at $1,000.